Dental treatment is an excellent investment in you, your health and your smile.  Dental disease is often progressive and only gets worse with time, so it is important that necessary treatment be started soon.  So that financial considerations should not be an obstacle to obtaining the care you need, we offer several financial options - our staff will review options that can help make your care affordable.

CONSULTATION FEE

We ask that you be responsible for the payment of examinations/consultations and radiographs. 

INSURANCE

There is no direct relationship between our office and your insurance company. The type of plan chosen by you and/or your employer determines your insurance benefits; dental insurance policies vary. While it is your responsibility to understand your insurance policy, we will do what we can to help you understand and maximize your insurance benefits.

We ask that you be responsible for the payment of emergency visits, examinations, consultations, biopsies, radiographs, and maintenance (cleaning) visits. The office will submit your insurance claim so that your insurance company may reimburse you.

We will accept payment directly from your primary insurance company for other commonly covered periodontal treatment(s) rendered. Prior to treatment, our office will attempt to contact your insurance company to estimate/determine available benefits. This will inform our office what your insurance company is estimating to cover. This is only an estimate of benefits, and not a guarantee of payment. We suggest that you call your insurance company to verify benefits as well. You will be responsible for payment of the balance not covered by your primary insurance (your co-pay) at the time treatment is rendered. If financial arrangements for the patient’s portion of the fee are necessary, they must be arranged prior to treatment. After 45 days, any unpaid balance not covered by your insurance company (including delays in insurance company payment/processing) will be billed to you and is due within 15 days.

Overdue accounts (balances due over 60 days) will be charged finance charges of 1.5% monthly (18% annually). Overdue/unpaid accounts will be subjected to collections actions. The patient or guardian will be responsible for collections agency, attorney, court and all associated fees incurred by Dr. Paul C. Kazmer, Jr., DMD, MS PA if collection actions are necessary.

PAYMENT OPTIONS

We gladly accept: Cash, Checks, Mastercard, Visa, Discover.